Star Health Insurance Policy
Protect healthcare expenses for individuals, families, senior citizens, and entrepreneurs with Star Health Insurance plans that combine cashless treatment access, comprehensive benefits, and simple claims support across a large hospital network.
Why choose Star Health Insurance?
Star Health Insurance offers medical cover designed for Indian healthcare needs, including hospitalization, day‑care procedures, and optional add‑ons for maternity, OPD, or critical illness, with quick onboarding and convenient digital servicing.
Key Benefits of Health Insurance
Cashless treatment:
Access cashless hospitalization at network hospitals, subject to policy terms and approvals, reducing out‑of‑pocket stress during emergencies.
Broad coverage options:
Inpatient care, pre‑ and post‑hospitalization, ambulance cover, and day‑care procedures are typically included; scope varies by plan and sum insured.
Flexible add‑ons:
Optional covers such as room‑rent upgrades, consumables, OPD, maternity, and critical illness can tailor protection to specific needs.
No‑claim benefits:
Accrued benefits like sum insured increase or discounts may be available in select plans; terms, caps, and resets apply.
Digital convenience:
e‑KYC, online premium payments, policy download, endorsements, and claim intimation streamline policy management.
24/7 Support:
Our Support team helps you from choosing plan to claim
Whom should buy Health Insurance?
- Families seeking a single floater with adequate sum insured and newborn/maternity options.
- Individuals needing OPD or wellness add‑ons and preventive check‑ups.
- Senior citizens prioritising higher sum insured, domiciliary care, and disease‑specific covers.
- Self‑employed and SME owners looking for comprehensive hospitalization cover with tax efficiency.
- Frequent travellers who value wider network access and straightforward cashless processing.
Plans Available in Star Health Insurance
Individual and family floater health insurance for hospitalization, day‑care, and related medical expenses within the chosen sum insured.
Senior citizen plans with suitable co‑pay structures, higher coverage options, and condition‑specific benefits per policy wording.
Disease‑specific and top‑up/super top‑up plans to enhance protection beyond base cover without duplicating benefits.
Maternity and newborn options (where available) with specified waiting periods and sub‑limits.
Tax Benefit
Premiums paid for eligible health insurance may offer tax benefits under prevailing laws, subject to limits, age criteria, and regulatory changes; individual eligibility varies.
How to buy Health Insurance?
- Contact Our Star Advisor. Our Advisor help you to choose best plan suits for your need.
- Choose plan type (individual/floater), add‑ons, and room category to match budget and comfort.
- Share age, city, medical history, and preferred sum insured to receive a customised quote.
- Complete e‑KYC and medical underwriting if required; review proposal details before payment.
- Receive e‑policy, verify member details and nominee, and store documents securely.
Get a personalised Star Health Insurance quote with the right sum insured, add‑ons, and hospital network fit, plus clear guidance on cashless claims and waiting periods.